What Women (and Men) Really Want

What Women (and Men) Really Want Post by David Wright 3 Oct 2013 Well some things never cease to amaze me! What has become overwhelmingly obvious to me over this last 10 days is how much people just want me to tell them what to do regarding their household budget planning! What is kinda funny (or sad depending on how …

To Fix or Not to Fix. That is the Question!!

To Fix or Not to Fix. That is the Question!! Post by David Wright Hello again! My last blog was about how now is the best time to get in and flog your loans down because interest rates are so low. At the end of that message I promised to give you some info regarding fixed interest rates this time. …

There is No Better Time Than Now to Get Out of Debt!

With the world still heavily under the influence of an overdose of GFC chaos, interest rates in Australia have hit their lowest rate in decades with the possibility they will fall even further. This graph shows the last 23 years, the period since the ‘Recession We Had to Have’. Rates dropped quickly when the GFC first hit, but then climbed …

Simple Wealth Step #5 – Pay Off Your Debts

May is Mini-Series Month and we’re working our way through my 11 Simple Wealth Steps.  We’ve looked at ‘Identifying your current financial position’, ‘Setting up a spending plan’, ‘Setting goals’ and ‘Identifying your limiting beliefs about money’. Today we’re looking at a very obvious step, which is to Pay Off Your Debts. OK…so, this one may seem like a bit …

Do Your Possessions Cause You Grief?

One thing that really amazes me is the number of people who buy consumer items (that are destined to lose value), items such as cars, boats, furniture, appliances and similar, often purchased under finance so they cost more than the actual purchase price by the time they are paid off, and then to make that situation even worse they neglect …

Swift and Significant Change

Swift and Significant Change Have you ever thought about what could make a swift and significant change for the better in your life? If you have debts such as a mortgage (or two) and a few personal loans, a lotto win on Saturday night would probably bring a swift and significant improvement to your situation. With your debts gone you …

De-stressing Your Longer Term Expenses

Today’s tip helps you avoid a lot more money pain than most people would realise. Before you purchase a fancy new ‘thingo’ it is a really good idea to ask what ongoing maintenance and repair costs you are likely to be up for. Just because you have the money to purchase something it doesn’t necessarily mean you can afford it …

Where did all the money go?

Hi again, I was just looking through some of the notes I have been scribbling down over time and found this little gem: The largest amounts of money disappear on the smallest of purchases! I think most people would agree with this. How often have you vaporised a wallet or purse full of money and had nothing to show for …