Are You Paying Too Much Interest On Your Home Loan?

I have just been talking with Paul, my mortgage broker. He told me that in the past few weeks there has been aggressive discounting by the major banks (and the smaller funders as well) to compete for market position. They have been dropping variable rates to attract competition. However there is a trick to getting the discount. To get a …

What’s Easier- Getting Fat or Fit? To gain Financial Fitness you need a Strategy.

1. What’s easier, getting fat or getting fit? 2. Which gives the most satisfaction? Hopefully you said getting fat to question one and fit to question two! It’s the same with money. Going broke is easier than working towards accumulating wealth, but it doesn’t give a lot of satisfaction! I heard a saying many years ago that really took my …

‘Big-E’ Number 2 – Environment

Today I want to continue looking at the Big-‘E’s (words that start with the letter ‘E’) that will have a major bearing on your financial outcomes in life. Last time we looked at Emotions and I will probably have more to say about that in another message in the future. This week we look at Big-‘E’ number 2, Environment. They …

Disturbing UK Survey Results

Hello again, I’m writing this while sitting in the departure lounge at London’s Heathrow International airport waiting to fly back to Australia after speaking at two seminars and helping start a Simply Budgets presence in the UK. One of the seminars was recorded and I will have a DVD available before too long for those who might be interested in …

Crazy Credit Card Debt

When working with people on their finances it is all too common for me to find they have Credit Card debt on one hand and savings sitting in a bank account on the other. Usually not enough to pay off the Credit Card, but a significant amount none the less. This amazes me to say the least. Why would you …