Are You All Budgeted Out Yet? So by now I’m sure you’ve heard more than enough about the federal budget.No matter what any government puts forward for a budget plan we know others, especially the opposition, are going to pick fault with it. As far as a budget is concerned no one ever gets to create a budget that pleases …
Where did all the money go?
Hi again, I was just looking through some of the notes I have been scribbling down over time and found this little gem: The largest amounts of money disappear on the smallest of purchases! I think most people would agree with this. How often have you vaporised a wallet or purse full of money and had nothing to show for …
There are Horses in my House!
Yes you read correctly… there are horses in my house! It is school holidays and my two granddaughters came around for a sleep-over. Before I knew it there was an invasion taking place. I said I had horses, but the truth is the whole barn yard invaded. Chooks, Pigs, Sheep, Cows and probably a few others I have forgotten. “Poppy …
10 Reasons Why Budgets Fail Reason #10
10. No Co-Operation When two people live together but have different ideas on how money should be managed it is a recipe for disaster unless they can sit down together and acknowledge that they have different ideas and needs and they can come up with a compromise that allows each one to have at least some of what they need …
10 Reasons Why Budgets Fail Reason #8
8. The Incomplete list There is nothing worse than thinking you have everything under control only to find out that you did not budget for something that has now popped up as a significant expense. During the time I went into people’s homes at night to do budget’s, I built up a large list of items that might need …
10 Reasons Why Budgets Fail – Reason #7
7. No way of measuring success. There is nothing more frustrating than worrying that you might be headed for money trouble but not really being sure if you are or not. In this situation, every financial decision you make has an element of fear and maybe even some guilt attached to it. People’s budgets fail them when they do not …
External Forces can bring you unstuck… Unless!
Hi everyone, here is my next Big-‘E’ and today it is External Forces I’m sure you can tell me what the acronym ‘GFC’ stands for. There are lots of things in your life that you have control over and then there are things that just happen that are outside your control. The ‘Global Financial Crisis’ was (or still is) an …
What’s Easier- Getting Fat or Fit? To gain Financial Fitness you need a Strategy.
1. What’s easier, getting fat or getting fit? 2. Which gives the most satisfaction? Hopefully you said getting fat to question one and fit to question two! It’s the same with money. Going broke is easier than working towards accumulating wealth, but it doesn’t give a lot of satisfaction! I heard a saying many years ago that really took my …