Hi again, I was just looking through some of the notes I have been scribbling down over time and found this little gem: The largest amounts of money disappear on the smallest of purchases! I think most people would agree with this. How often have you vaporised a wallet or purse full of money and had nothing to show for …
There are Horses in my House!
Yes you read correctly… there are horses in my house! It is school holidays and my two granddaughters came around for a sleep-over. Before I knew it there was an invasion taking place. I said I had horses, but the truth is the whole barn yard invaded. Chooks, Pigs, Sheep, Cows and probably a few others I have forgotten. “Poppy …
10 Reasons Why Budgets Fail Reason #9
9. Too Busy/Stressed to do a budget at all. If your budget takes so much time to maintain that it leaves you no time for relaxation then sooner or later you will abandon it. It is destined to fail. You need a system that takes just a few minutes a week. These days we all lead busy lives working hard …
10 Reasons Why Budgets Fail Reason #8
8. The Incomplete list There is nothing worse than thinking you have everything under control only to find out that you did not budget for something that has now popped up as a significant expense. During the time I went into people’s homes at night to do budget’s, I built up a large list of items that might need …
10 Reasons Why Budgets Fail – Reason #7
7. No way of measuring success. There is nothing more frustrating than worrying that you might be headed for money trouble but not really being sure if you are or not. In this situation, every financial decision you make has an element of fear and maybe even some guilt attached to it. People’s budgets fail them when they do not …
External Forces can bring you unstuck… Unless!
Hi everyone, here is my next Big-‘E’ and today it is External Forces I’m sure you can tell me what the acronym ‘GFC’ stands for. There are lots of things in your life that you have control over and then there are things that just happen that are outside your control. The ‘Global Financial Crisis’ was (or still is) an …
Shopping Centres don’t sell great memories – so why does our spending spiral out of control?
We are continually being bombarded with junk-mail and constant advertising. We are subject to mega-shopping complexes designed to lure us into parting with our hard-earned dollars using the credit cards cant afford to pay back. By ‘hanging around’ shopping centres where we unwittingly tormented ourselves by looking at all of the things being offered for sale we really can’t afford …
Personal Budgeting – Recipe for a Boring Life or true Secret of Wealth?
When you feel like things are going really well for you and money pressure is not gnawing at you, there is a real danger that you can float along thinking everything is fine only to find one day that the advantage you had has disappeared and you are in a spot of bother. When you have an abundance, don’t be …
To secure our children’s Financial Future we have to teach them how to manage money early.
When Mr. Money meets Mr. Experience, Mr. Money gets the Experience and Mr. Experience gets the money. As school leavers, the lack of experience our children have places them at a great risk of making mistakes they will remember and suffer from for a long time. I heard recently that many school leavers are already in debt by more than …
Dress Better Spend Less. Teleconference Tonight
Tonight at 8pm EST I will be interviewing Rita Noon who specialises in showing people how to get the best bang for their ‘wardrobe’ bucks. With over 18 years experience teaching both men and women how to create the perfect wardrobe she will give you the tips on how to save LOTS of money on clothes. Rita has been interviewed …