Unbelievable Events

Unbelievable is all I can say!

There is no year in living memory where so much devastation and heartache has occurred over such a wide area in such a short space of time. I think we can all say we have had enough floods and cyclones for a while!!!

I can’t imagine how the farmers in Innisfail and the surrounding areas can be feeling today after another total banana crop annihilation only a few years since the last time!

History Repeats?

Do you remember what happened back then?

I seem to remember the price of bananas went through the roof and at the time droughts were also causing fruit and vege shortages and price rises. Interest rates went up because we were told we had an inflation problem!

Now it is floods and cyclones causing supply shortages. How are we all going to feel if we get told that we again have inflation because of the food price rises caused by these events? If interest rates rise as a result of the current events I would have to say I can’t think of a crueller outcome!

I do hope I am totally off the mark!

All of our hearts go out to the people in North Queensland who have been impacted by the cyclone. I imagine Mt Isa residents never ever thought they would get to see a cyclone, but that appears to be the case right now.

Fund Raising Update

So, that brings me to saying a big ‘thankyou’ to all the people who took me up on the offer to join my ‘Simple Wealth Steps’ program and donate to the Qld Flood appeal. There are more people who have indicated they will get involved in the next week or so as their finances allow.

I set the goal to raise $5,000 to help flood victims and decided that it is a lot easier for people to make a donation if they get something of value in return. My Simple Wealth Steps program has taken a huge amount of effort to create and is one of the things I am most proud of, so decided the first month of the program would be an appropriate offering to exchange for a donation.

As you would have noticed there has been a lot of discussion around how to finance the repairs to disaster affected areas in the last week or so and I have had people saying to me that since we are probably all going to be taxed extra, why donate?

Many people who volunteered and donated are now asking valid questions around this topic.

In order to avoid the controversy but still stay true to my initial goal and commitment I have decided to change the way I am contributing to the fund-raising effort.

New Approach

Rather than me dictating the amount donated from people joining my Simple Wealth Steps program, I have decided to offer the first month of that program for 10 cents and I will leave it up to those who take advantage of the offer to make the decision as to how much they want to donate to the appeal in exchange for my donation to them.

The remainder of the program is $49 a month and I offer a money back guarantee for 3 months in case you decide the program does not suit you.

E-mail I received

Below is an excerpt from an e-mail I received during the week.

Hi David

We were flooded in Bellbowrie; 600 mm all through the house, and people just walked in and moved all the furniture out to a pressure wash garage. The army removed all the stinking carpets & the timber flooring is still dripping.

We were totally exhausted.

Days later the walls are still drying.

We were better off than other people in our street.

They had water over the gutters.
I enjoy your newsletters, and realise I should do a budget but our costs are all over the place. We are on a fixed income, which could be difficult after the floods with so many variables & now ‘renovating’.


There are thousands of fellow Aussies like AB who were (and still are) in desperate need of assistance!

This is not a case of helping people who were just too stingy to pay for insurance. Most insurance companies will not insure against flood, especially if a dwelling has been flooded before like in Brisbane!

Please Help

My offer and my goal still stand but you now have the freedom to make whatever donation you feel is appropriate.

If you really want to change your financial direction for the better in 2011, sign up for the Simple Wealth Steps program at


If you are not one of the people who have already signed up for this program you owe it to yourself to give it a go. Nothing will change if you do nothing to change!

Life without money stress is not a pipe dream; it is a real possibility. There will never be a better time to give it a go. I ‘money back guarantee’ it and in the process you have a really great opportunity to get some real value in exchange for helping out with the flood appeal.

If you have been on my mailing list for a while you know I don’t usually go on like this, it is just that I know that between us we can make a difference. I promise to help you improve your finances and hopefully you in response will help more flood or cyclone victims. That’s a win – win!

Oh and by the way, I do have to say I disagree with AB’s last comments. I often get e-mails from people who tell me they can’t budget because their income varies – now I am really confused!

I’ll have something totally different for you next time.

Please join with me if you want to help and want to change!

That web-page again; www.simplewealthsteps.com/first-month-10cents or if you want me to just make a $49 donation for you go to www.simplewealthsteps.com.


David Wright