Fun or no fun, however, insurance is a necessary and valuable financial service.
Whatever you do, don’t lose your insurance bets by skipping premium payments. Since insurance has little impact on daily life, it’s easy to overlook these payments. If you really need the insurance, these premiums should fall behind only food and shelter in your list of priorities, and certainly ahead of investing.
The three key factors that should be considered are:
- What types of insurance do you need?
- How much insurance do you need?
- How do you get all of this coverage at the lowest cost?
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